Next Steps

I am new to practice:

Great news! Unlike the majority of dentists and oral surgeons who are currently covered by a claims-made policy, you can choose occurrence coverage without obstacle — you have no existing tail (or retroactive period) exposure that otherwise would have to be covered before buying occurrence coverage. You're in a great position today to start your career as a dentist or oral surgeon with a wonderful product — occurrence coverage.

I am an existing occurrence policyholder:

Congratulations! You made a great choice. The only remaining question to consider is whether your carrier has the financial strength, stability and longevity to provide all the limits you have purchased long into your retirement and beyond. Eliminate all uncertainty — get an occurrence quote from the carrier formed by those same doctors in 1899 who birthed healthcare malpractice insurance, MedPro — a carrier today owned by Warren Buffett's Berkshire Hathaway company.

I am an existing claims-made policyholder:

No problem. Most dentists and oral surgeons are in the same situation because few carriers have the financial strength, stability and longevity to offer occurrence coverage. In fact, even some carriers that are financially stable choose not to offer occurrence because they may believe it is in their best financial interest to offer only claims-made coverage.

Call your current agent or insurance company today and ask for both tail coverage and occurrence quotes. If they cannot provide either quote — or the quote is cost-prohibitive — ask MedPro how to convert your current claims-made coverage to occurrence.

All claims data - MedPro Group internal data. MedPro Group includes The Medical Protective Company, Princeton Insurance Company, and MedPro RRG Risk Retention Group. All insurance products are underwritten and administered by these and other Berkshire Hathaway affiliates. Visit medpro.com/affiliates for more information. Free extended reporting endorsement available to healthcare providers who satisfy requirements pursuant to specific policy terms.

All claims data - MedPro Group internal data. A.M. Best rating as of May 2014. MedPro Group includes The Medical Protective Company, Princeton Insurance Company, and MedPro RRG Risk Retention Group. All insurance products are underwritten and administered by these and other Berkshire Hathaway affiliates. Visit medpro.com/affiliates for more information. Free extended reporting endorsement available to healthcare providers who satisfy requirements pursuant to specific policy terms.

Next Steps

I am new to practice:

I am an existing occurrence policyholder:

I am an existing claims-made policyholder:

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