MEDPRO GROUP DOESN'T HAVE A
RETIREMENT LOYALTY PROGRAM

for a very simple reason: we don't believe it's in your best interest. And, acting in the best interest of our insured healthcare providers is behind every decision we make.

For loyalty to actually mean something, you have to have the freedom to choose what is best for you. That's why MedPro doesn't handcuff you today to a promise of rewards tomorrow.

Hidden Caveats. Retirement loyalty programs may sound great, but take a closer look and you may find a list of caveats, including:

• The company's right to terminate the program altogether
• Board approval preceding all payouts
• Forcing you to stay with the coverage until retirement
• Age restrictions on retirement and payouts only after retirement
• Employment change restrictions
• Taxable income when the award is paid out

And, most significantly, neither the ultimate award nor any annual funding is typically guaranteed. In fact, the future of the entire program may not be guaranteed in any way.

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