August 28, 2011 – Medical Protective has received inquires from policyholders across the country regarding the potential impact of their decision to provide emergency medical care to the victims of Hurricane Irene. We are proud to inform all of our insured healthcare providers that your Medical Protective policy will cover professional services rendered outside of your home state in the event you decide to offer your services in response to this unfortunate tragedy.

In addition, we want to assure all of our retired insureds that assist in the emergency relief effort, that this brief resumption of the practice will not impact any applicable extended reporting endorsement (tail policy) we provided to you. Please understand, however, that your tail policy will not provide coverage beyond your retirement date.

Medical Protective must remind all insureds who are planning to travel to the afflicted areas of the need to be properly authorized to render care. As a result, providers should contact the applicable licensing board in the state to which they will be traveling to obtain proper authorization.

For your convenience, Medical Protective has complied a series of questions and answers relating to:

1. Healthcare Providers who would like to provide healthcare for victims of the hurricane – either in their home state or in a neighboring state;
2. Healthcare Providers whose practices have been damaged—but who intend to stay in the same location and reopen within weeks/months;
3. Healthcare Providers whose practices have sustained significant damage and who intend to reopen in the general vicinity of their original office — but who are temporarily employed elsewhere or are seeking temporary employment elsewhere; and
4. Healthcare Providers whose practices have been destroyed and who do not intend to reopen in the same service are and who are seeking permanent practice opportunties in other communities/states.

Click here to read the FAQs.